By Mercy Maranga
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Going to study abroad can be exciting and feel like a new adventure. However it can also be quite challenging especially
when you do not have the necessary funds to help you get by when you are over there. The international student loan is
designed to help U.S students study abroad and also international students who want to study in the U.S. It achieves this by
providing financial assistance for any extra expenses that the student may incur away from their home country. It is important
that you know and understand the rules and regulations that are required in order to acquire this type of loan since it can be
difficult to get one.
For you to obtain an international student loan, you must be enrolled or in the process of enrolling in an overseas college
or college program that has been approved by The Education Resources Institute. You can access more information on their website.
It is also required that you are a U.S citizen for you to have your application accepted. Then there is a lot of paperwork that
needs to be filled out which mostly contains details like your full contact and financial information.
They will also need to know details about your mortgage, your credit history, employment history for purposes of verification.
The student will also be required to produce proof of enrollment, which could be in the form of an acceptance letter or the class
schedule from the school they intend to join.
A co-signer is often asked for and they have to verify their credit history for the last twenty one months prior to the time
of application. They also have proof citizenship or a permanent resident status as well as a two year employment history in order
to access an international student loan.
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